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Individual Voluntary Arrangement (IVA)

An IVA allows you to repay your debts over a set period of time (usually 60 months) after which any remaining amount owed will be legally written off. This is backed by full creditor protection and all interest and charges frozen if approved. An IVA may be suitable for you if you have more than £6000 of unsecured and finding it difficult to pay your contractual repayments every month.

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